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· Review Your Credit Report |
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· Get Pre-Approved for a Mortgage |
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· Determine What You Want in a Property |
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· Start Searching for a Home |
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· Make an Offer |
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· Home Inspections |
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· Closing |
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Email Our Agents
Al Cupo
Bill Smith
Jim Col
Samir
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Step 2: Pre-Approved Mortgage
Finding the right loan and lender is crucial to your home buying success.
It's up to you to determine which lender is best for your needs, and it's always a good idea to have at least a bit of background about the loan process before you talk to a lender.
Do you know how much house you can afford? Probably not, unless you've talked with a lender. Pre-approval helps you in other ways. Consider this scenario. A home seller gets two similar offers. One is accompanied by a letter from the buyer's bank that states she is pre-approved for a mortgage in the amount of the offer. The other has no supporting documents. Which offer do you think the seller will consider first?
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